Mortgage Lending Products & Services

Own your home with competitive rates and flexible terms that help you lock in value and make home ownership a reality. From fixed rates to balloon loans, whether you’re a first-time homebuyer, you’re refinancing an existing home, or you’re building a new home, TheBANK has options that will fit your financial goals.

Fixed Rate

Your competitive rate will remain the same—and at the term you choose.

Balloon

Locking into a shorter-term loan (up to seven years) can provide you the financial flexibility you need.

Refinancing

Reduce the number of years to repay, or decrease your payments, regardless of where you currently have your mortgage.

No-Money-Down Loans

With little or no money up front, plus the option to roll any closing costs or pre-paids into the mortgage loan, you gain flexibility in the home buying process.

First-Time Home Buyers Programs

Make your first experience buying a home more affordable with these special financing programs.

Bridge Loans

A Bridge Loan from TheBANK allows you to use the equity in your current home to get the financing you need for a new home.

Construction Loans

Want to build your perfect custom home? TheBANK’s Construction Financing is the answer. TheBANK’s Lot Purchase and New Construction Financing can make your dream home a reality.

Purchase/Rehab Loans

A Purchase/Rehab Loan from TheBANK provides the financing to purchase the home, and the funds to rehab it.

Home Improvement Rehab Loans

Add on living space or make improvements to an existing home with a Home Improvement/Rehab Loan from TheBANK.

Non Warrantable Condo

TheBANK has a special Condo Financing program to make your condo ownership a reality.

Learn more at: 4thebank.com/own  / 844-656-1868