Commercial Banking Products & Services

Grow your business with a wide range of financial products that enhance both your cash flow and your bottom line. From loans to treasury management to merchant services, TheBANK of Edwardsville’s Commercial Banking products complement your business needs, from the simple to the sophisticated.

Commercial Financing

Grow your business, purchase assets, or consolidate debt with flexible, customizable options.

Tax Exempt and Municipal

Our knowledgeable lenders can assist you with the best solution to your public financing needs.

Commercial and Residential Construction

Renovate an existing structure or build something new for business or residential purposes. We’ll provide the necessary funds.

Commercial Real Estate

Expand your business by adding to existing property or by purchasing new with flexible loan options.

Equipment

Improve efficiency and productivity by adding new—or by improving existing equipment.

Line of Credit

Establish a source of funds that can readily be tapped at your discretion. Interest is paid only when funds are actually withdrawn.

Standby Letter of Credit

We can produce an irrevocable letter of commitment guaranteed to pay a beneficiary for goods, services, insurance or bonding.

Agricultural

We will develop a customized plan to assist you with operational needs, acquiring equipment and land.

Religious Organizations

Our experienced staff can assist you with a wide range of products and services to best meet the needs of your religious organization.

Treasury Management

Manage cash flow, process payments, improve your business efficiency and security.

Merchant Services

Innovative, money-saving credit card processing solutions that will help your business remain compliant, grow and succeed.

Business Checking

Checking options tailored to your needs. Accounts come with services and features that provide convenient access, peace of mind and flexibility.

Business Retirement Plans

Manage all aspects of your employees’ retirement plans from document design to employee education and counsel to compliance and reporting.

Public Pension Plans

Our service exceeds expectations and we are fully compliant with the regulatory standards set forth by the Illinois Pension Code.

Taft-Hartley Plans

We understand the importance of meeting the changing needs of unions and their defined contribution, defined benefit, investment-only, trustee-directed and member-directed plans.

Learn more at: 4thebank.com/grow  / 844-656-1868