/ mortgage lending

Mortgage Lending

Own your home with competitive rates and flexible term that help you lock in value and make home ownership a reality. From fixed rates to balloon loans, whether you’re a first-time homebuyer, you’re refinancing an existing home, or you’re building a new home, TheBANK has options that will fit your financial goals.

Learn more at: 4thebank.com/own  / 844-656-1868

Fixed Rate

Your competitive rate will remain the same—and at the term you choose.


Locking into a shorter-term loan (up to seven years) can provide you the financial flexibility you need.


Reduce the number of years to repay, or decrease your payments, regardless of where you currently have your mortgage.


This short-term loan fits into the home building process, and can be rolled into a mortgage when the new home is completed.

No-Money-Down Loan

With little or no money up front, plus the option to roll any closing costs or pre-paids into the mortgage loan, you gain flexibility in the home buying process.

First-Time Home Buyers Programs

Make your first experience buying a home more affordable with these special financing programs.